Our mortgage services
We’re on your team. From the first call with your advisor to move in day, you get tailored mortgage advice and support finding the right mortgage rate – all from a human expert (no bots here). Let's help you feel confident about your next mortgage move.
How do I get a mortgage?
Jump on a quick call to chat about your finances. We’ll look at your deposit, income, and spending habits to work out what you could borrow for a mortgage.
Book in a 30–45-minute call with your dedicated advisor. We’ll scour over 12,000 mortgage deals from 90+ lenders to find the right mortgage for you. Ask any questions – we’ve heard it all and have the answers.
Ready to apply? We’ll handle the next part for you. And sort your protection insurance too, if you need us to. You’ll pay your fee at this stage. Then all you need to do is securely upload the relevant documents.
Once your chosen lender is happy with your application, they will issue an offer. We'll let you know so you can do a happy dance!
Once you have a mortgage offer, we'll chase the solicitors, agents and keep the sale moving. And if you need advice or answers, we’re on hand to help.
For residential mortgages, our typical fee is £299*
£499 for buy-to-let mortgages.
*The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is £299.
**Fee waived when you sell your house with a Full House package on Purplebricks.
Dedicated mortgage advisor and case manager, with you every step
Access to over 95 lenders and 10,000+ mortgage deals (some exclusive ones!)
Solutions for every situation, from first-time buyers to home movers, including support for adverse credit, and buy-to-let mortgages
Full application and paperwork support so you can focus on your move
Important information
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is £299.
You may have to pay an early repayment charge to your existing lender if you remortgage.
Insurance for the everyday, to the extraordinary
A life insurance policy pays out a lump sum to help your loved ones if you die or are diagnosed with a terminal illness. There are a couple of different types of life insurance policies (decreasing term cover, level term cover and increasing term cover) to suit each financial situation, and your advisor can help determine the right one for you.
Income protection insurance is designed to safeguard your income if you cannot work due to illness or injury. It pays a portion of your lost earnings so that you can focus on looking after your health.
This is a life insurance product that provides financial support and relief to your loved ones in the event of your death or if you're diagnosed with a terminal illness. The policy will only pay out for the length of the term you choose. For example, you may want a policy until your children are financially independent or until your mortgage has been paid off.
This policy pays out a lump sum if you’re diagnosed with a serious illness, such as cancer, a heart attack or stroke. Covering a range of critical illnesses, it provides you and your loved ones with financial support to pay off debts, a mortgage or pay for alterations in the home (for example, if you need to use a wheelchair).
Buildings and contents insurance are two insurance coverages that are often bundled together to protect everything inside your home (think about that lovely sofa, your grandma’s jewellery in the loft and bicycle in the hallway), as well as the building itself if any damage or disaster happens.
A will is a legal document that lets you decide what happens to your money, property and possessions – all your assets – after your death. Although it’s morbid to think about, having a will allows you to set out your wishes after you pass away. We've partnered with Carr Mitchell to help you with a will.
Purplebricks Mortgages offers access to the latest rates available, comparing over 12,000 deals from 90+ lenders to find the right one to suit your needs and budget. We’ve helped over 18,000 customers.
*From application to official mortgage offer, our average turnaround time is 14 days.
Ready to take the first step?
Not ready to talk to an advisor just yet?
