Mortgage affordability calculator
Want to work out what you can afford? Enter a few details below to get a calculation of what you could borrow for a house.
How much can I borrow for a house?
Before you start house hunting, you need a realistic idea of what house price you can afford. Luckily, our mortgage affordability calculator gives you an idea of what you can borrow based on what 50+ real market lenders are offering. And you only need a few details to get started:
Info on your property (where it is and what it costs)
How much deposit you have saved
Your income (and the details of anyone else applying with you)
Your monthly outgoings (things like your car loan, phone contract, and any credit cards you have)
Don’t worry, there are no credit checks involved. Just enter a few details below to get a calculation of what you could borrow for a house. And if you’re ready to kick off the mortgage process, our advisors are on hand to help.
Mortgage affordability: FAQs
Important information
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is £299.
You may have to pay an early repayment charge to your existing lender if you remortgage.
Calculate your mortgage affordability
Get the figures you need to make your next move. Calculate your borrowing power with our mortgage affordability calculator.
Find out your affordability
No credit check
Mortgage advice when you want it
