Protection for what matters
For whatever life throws at you, be sure you have all the right supportive insurance policies to fall back on.
Insurance for the everyday, to the extraordinary
Taking out a mortgage is a big responsibility. Probably the biggest financial commitment most of us will make in our lives. So, have you made sure that you can keep up your mortgage repayments, whatever’s around the corner?
You can rely on us. Because we understand what matters the most.
We compare products from leading providers. Meaning we’ll find the right deal for you.
Support at each step. Our dedicated protection team will guide you through it all.
3 steps towards financial peace of mind
Purplebricks Mortgages makes it easy to get the financial protection policies you need – at a price that’s right for you.
Fill in the contact form
Request a callback and we'll be in touch. We just need a few details to get a feel for what you need. Then, we'll get to work finding you a great quote. No confusing financial jargon or ambiguous terms. Promise.
Pick a policy that suits you
We'll come back to you with insurance deals that suit your budget and needs. And as always, your advisor is on hand to answer any and all questions that crop up.
Secure insurance
Let’s be honest: you’ve got a lot on. Let us handle the policy paperwork while you get on with your day, knowing you’re covered.
Important information
For insurance business we offer products from a range of insurers.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £299.
Insurance protection for peace of mind
With the demands of today, insurance is a necessity. To find a policy that suits your needs, budget, and family, talk to one of our protection experts today. We can help secure protection with complete peace of mind.
Protections for peace of mind
Income protection
Income protection insurance is designed to safeguard your income if you cannot work due to illness or injury. It pays a portion of your lost earnings so that you can focus on looking after your health.
Life insurance
If the unexpected happens and you're suddenly unable to work, are diagnosed with a terminal illness, or you die, your life insurance policy pays out a lump sum to help your loved ones with expenses. There are a couple of different types of life insurance policies (decreasing term cover, level term cover and increasing term cover), and your advisor can help determine the right one for you.
Building and contents insurance
Buildings and contents insurance are two insurance coverages that are often bundled together to protect everything inside your home (think about that lovely sofa, your grandma’s jewellery in the loft and bicycle in the hallway), as well as the building itself if any damage or disaster happens.
Financial protection
We also offer family income benefit coverage - a life insurance product that provides financial support and relief to your loved ones in the event of your death or if you're diagnosed with a terminal illness. And critical illness cover - which pays a lump sum if you’re diagnosed with a serious illness, such as cancer, a heart attack or stroke.
Insurance questions? We have the answers.
Insurance is complex, we get it. Here's our frequently asked questions to help support your journey.
Life can be unpredictable. If you want to make sure your family are taken care of when you’re no longer around, consider life insurance.
While there are many different types of life insurance, broadly speaking, life insurance is a type of coverage that pays out a lump sum if you, the policyholder, passes away during the policy term. It guarantees payment to your loved ones so that they receive financial support paying bills and maintaining the household.
This financial safety net not only gives you peace of mind, but it protects your loved ones from suffering financial strain when you are no longer around. There are different types of life insurance to consider, from term life insurance, whole life insurance, critical illness cover and more. To determine what is the right coverage for your needs, talk to our expert advisors. They’ll be able to give you an accurate life insurance quote.
Life insurance is a financial safety net for your loved ones. And it’s a gift that you can leave behind. If anything happens to you before your cover ends, your life insurance will pay a lump sum to your family to help cover the financial cost of losing you.
It’s a good idea to get a policy if you have children, dependents, and/or a joint mortgage with your partner. In essence, if people rely on your regular income, then they may not be able to manage financially if that money were to stop. That’s where life insurance kicks in to help.
Even if you’re not the breadwinner in the household, don’t underestimate your value. If you were to die, your partner could be left with a financial burden, whether that means a loss of income or needing to cover jobs around the house such as childcare costs, transportation, cleaning and more. For most adults, life insurance is an important part of planning for the future.
If you’re buying a home, you’ll likely need building and contents insurance. At minimum, buildings insurance may be a condition of your mortgage to protect against damage to the property. While you don’t need contents insurance to buy a house, it’s a wise financial move to safeguard your beloved possessions.
Once you take out a mortgage, it’s a good idea to protect your finances. That means considering life insurance and/or mortgage protection insurance, critical illness cover and more. These insurance policies will help step in when you’re unable to meet your mortgage payment, whatever the reason. So that you’re able to pay your mortgage, keep your home and safeguard your loved ones from financial strain, these insurance policies are smart to consider, whatever the size of your mortgage.
To discuss your options around what’s best for your home and pocket, talk to our qualified experts for a quote.